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February 11, 2010

REAL ESTATE NETWORKING GETS A NEW LOOK !!

Submitted by: Vince Caputo

Vince Caputo of Century21 Select Group of Broadheadsville is embarking on a state of the art way to reach out to new clients and the community at large beginning February 11th and every Thursday night there after with the airing of ?Pocono Homes Live? via the internet. Vince will host the LIVE call in show which begins at 7:00 PM. The hour and one half hour weekly presentation will combine live call in customers and online text chat panels giving all participants the opportunity to ask questions about area real estate issues or possibly building on a new buyer/seller/realtor relationship.

The communication between Vince and all new clients will be predicated on abiding with all Real Estate laws and required Consumer Notices and also be restricted to those who are not already working with a realtor. With that said, even those customers of other realtors can call in to obtain very general and non-specific answers to questions.

Vince will also have a guest speaker each week from area businesses who?s services closely relate to home ownership and maintenance. The guests will cover various topics including security, home renovation tips, energy conservation and mortgage and financing questions. The website can be accessed at 6:55 PM on Thursday evenings at

http://www.stickam.com/poconohomeslive 

 The live broadcast will begin promptly at 7PM. Feel free to log in at 

http://www.Stickam.com

 Anytime prior to the broadcast to obtain a FREE user screen name should you wish to use the online chat panels.  

( PA Lic# RS311561)

January 20, 2010

Even More Education and Experience in Your Corner!

Maggie Flartey Kaminski, Broker Owner of Century 21 select group is proud to announce Neal Van Hine has earned the Accredited Buyer Representation designation from the National Association of Realtors.   The Accredited Buyer’s Representative (ABR®) designation is the benchmark of excellence in buyer representation. This coveted designation is awarded by the Real Estate Buyer’s Agent Council (REBAC), an affiliate of the National Association of REALTORS®, to real estate practitioners who meet the specified educational and practical experience criteria. 

 There are four steps to achieving this designation. 

1.        Successful completion of the two-day Accredited Buyer’s Representative (ABR®) Designation Course, including an 80 percent passing grade on the exam. 

2.        Successful completion of one of the ABR® elective courses, including an 80 percent passing grade on the exam.

3.        Documentation verifying five (5) completed transactions in which the ABR® candidate acted as a buyer’s representative. 

4.        Membership in good standing in the Real Estate Buyer’s Agent Council (REBAC) and the National Association of REALTORS®.

Hope has been affiliated with the Blakeslee office  since May of 2008 after a brief affiliation with a local independent. 

 ”I am truly proud of Neal’s accomplishments with our company. His honesty, integrity and hard work are evident in his level of success with our company. Gaining her ABR is another step in building a highly successful career with us.” said Maggie Flartey-Kaminski, Broker Owner

New Agreement of Sale reflects changes to inspections, mediation

Filed under: Ask the Expert — katrina.christian @ 2:32 pm

Submitted By: By Kim Shindle

Some major changes have been incorporated into a new PAR Standard Agreement for the Sale of Real Estate (ASR) which will be available later this year.

Last updated in 2005, the new Agreement of Sale includes:

  • Expanded and reorganized broker blocks which have been changed for clarity and ease of use
  • Updated mortgage contingency paragraph to include an appraisal contingency clause
  • Changed format for handling inspections to include more inspection contingencies and allow for a variety of circumstance
  • Reduced default time for inspections to 10 days
  • Change in language to dictate what will happen to escrow monies in response to the new Real Estate Licensing Registration Act (RELRA) changes
  • Mandatory buyer/seller mediation as compared to the current agreement where the buyer/seller can waive mediation.

The revised form was recently approved by the PA Association of REALTORS®’s Standard Forms Oversight Committee and will require final changes prior to its publication.

As in the past, Guidelines for the Agreement of Sale, which explains how to use the ASR form, will be available when the form is published.

December 17, 2009

Education and Experience in Your Corner

 

 Maggie Flartey Kaminski, Broker Owner of Century 21 select group is proud to announce Hope Fogarty has earned the Accredited Buyer Representation designation from the National Association of Realtors.   The Accredited Buyer’s Representative (ABR®) designation is the benchmark of excellence in buyer representation. This coveted designation is awarded by the Real Estate Buyer’s Agent Council (REBAC), an affiliate of the National Association of REALTORS®, to real estate practitioners who meet the specified educational and practical experience criteria. 

 There are four steps to achieving this designation. 

1.        Successful completion of the two-day Accredited Buyer’s Representative (ABR®) Designation Course, including an 80 percent passing grade on the exam. 

2.        Successful completion of one of the ABR® elective courses, including an 80 percent passing grade on the exam.

3.        Documentation verifying five (5) completed transactions in which the ABR® candidate acted as a buyer’s representative. 

4.        Membership in good standing in the Real Estate Buyer’s Agent Council (REBAC) and the National Association of REALTORS®.

Hope has been affiliated with the Blakeslee office  since May of 2008 after a brief affiliation with a local independent. 

 ”I am truly proud of Hope’s accomplishments with our company. Her honesty, integrity and hard work are evident in her level of success with our company. Gaining her ABR is another step in building a highly successful career with us.” said Maggie Flartey-Kaminski, Broker Owner

CENTURY 21 SELECT GROUP IS GROWING!

 CENTURY 21 SELECT GROUP HIRES NEW SALES ASSOCIATE 

~ Ivette Pigatt Joins the Century 21 Select Group Team ~

Moscow, Pennsylvania, November 2009 – CENTURY 21 Select Group is pleased to announce that Ivette Pigatt has joined the CENTURY 21® team working in the Moscow Office at 133 N. Main Street, Moscow. 

“We are thrilled that Ivette has become an integral member of the Moscow team.  Her professionalism and knowledge will definitely be an asset.” said Terri Ditty, Broker/Owner.  “It’s an exciting time to be with the CENTURY 21® System as we continue to increase our presence in North Pocono.”

Ivette is a licensed agent in the State of Pennsylvania and has eight years of real estate experience.  She began her real estate career in Monroe County after spending 15 years as a Financial Specialist in the New York, New Jersey, and Pennsylvania financial markets. 

 

Ivette Pigatt

Ivette Pigatt

The Pigatt family relocated to Mt. Pocono in 1996 from New York.  They have resided in Clifton Township for the past four years.  

 Her transition from financial specialist to Realtor has been very rewarding.  She excels in working with clients and assisting them in buying and selling their homes and meeting goals for their future.  Client satisfaction is her main priority. 

 Buyers and sellers alike can trust Ivette to provide the insight, service, and support they need to make informed real estate decisions.  She has the expertise to make your real estate experience comfortable and pleasurable.  Give Ivette Pigatt a call at toll free 866-917-1818 or on her cell phone 570-801-8059 today.  She can also be reached at ivette.pigatt@century21.com.  You Will Be SOLD!

November 17, 2009

Tax Credit News for First Time Home Buyers and “Move Up” Buyers

We Have News To Tell…
 
First-time home buyers and move-up buyers have another great reason to get on the path to purchasing a new home! The benefit to first-time homebuyers is a tax credit up to $8,000 and for move-up buyers a tax credit up to $6,500. But this opportunity ends in April1.Tom Kunz, President and CEO of Century 21 Real Estate LLC, has commented on the legislation in a new video. Click here to watch.
 
Century 21
 
A Quick Overview:

 

Between November 7, 2009 and April 30, 2010, homebuyers that have a signed binding contract to purchase a home may be eligible for the tax credit. The transaction must close no more than 60 days after April 30, 2010.
First-time homebuyers may receive a credit of 10 percent of the purchase price up to the $8,000 tax credit amount. If you have never owned a home before or have not owned a principal residence in the last three years, you are considered a first-time homebuyer.
For “move up” buyers, a tax credit of 10 percent of the purchase price of the new home up to $6,500 is available for homeowners who have lived in their current residence for at least five of the past eight years.
There are additional allowances for military families.

Visit www.century21.com to learn more about the 2009/2010 Extended Home Buyer Tax Credit.

1 Source: H.R. (1) UNEMPLOYMENT COMPENSATION EXTENSION ACT OF 2009. Please remember to consult a tax professional for details. Credit expires April 30, 2010.

October 29, 2009

Real estate scams hitting more REALTORS®

Submitted by: Kim Shindle

Add real estate as a medium for the growing trend of Internet scams.

Several Pennsylvania REALTORS® have recently discovered their names being used by Internet scam artists, particularly on the popular site Craigslist.com. The scammer often “adopts” a REALTOR’S® identity and uses it to trick unsuspecting consumers into sending deposits for apartment or home rentals.

The sophistication level of the scams continues to increase as these con artists lift property photos from the REALTORS®’ web sites, load them onto Craigslist and try to lure consumers into sending them deposits.

Nils Frederiksen, spokesperson for the PA Attorney General’s office, said, “The office has seen every form of financial scam more than double in the last two years. People are getting burned as both buyers and sellers.”

Fredericksen said if a REALTOR® is using the Internet to do business, he/she should make it a priority to find out what’s on the Internet about him/her. “These days you have to not only market your listings online but almost counter-market your information,” he said. “It behooves you to do a Google search on yourself to see if someone’s blogging about you or if someone is falsely using your name or information.”

Adding a watermark to photos, perhaps the REALTOR’s® web site, also makes it harder to use the photo illegally, Fredericksen advised. “You want to make it as difficult as possible for someone else to copy your information,” he said.

Fredericksen said if a REALTOR® suspects someone in his community is conducting this type of crime, they should contact their local law enforcement. Many times, however, this type of Internet crime involves people overseas and that makes it a federal crime.

If a REALTORS® discover their identity has been falsely used, they should file complaints with the Internet Crime Complaint Center (IC3), a partnership between the Federal Bureau of Investigation (FBI) and the National White Collar Crime Center (NW3C).

The PA Attorney General’s office tracks such crimes and REALTORS® may file complaints online or call 800-441-2555.

If it appears that an item posted for sale on Craigslist may be part of a scam, e-mail the details to abuse@craigslist.org including URL (or 10-digit post ID number) in the message. Craigslist advises contacting the Federal Trade Commission (FTC) online or at 877-382-4357.

October 9, 2009

2010 Census to Begin: Advice on how to avoid identity theif during this important time

Submitted by: Lucille Richmond

Story at a Glance

If a Census worker knocks on your door, they will have a badge, handheld device, Census Bureau canvas bag and confidentiality notice
 Census workers do not need to go into your home
 Census workers are currently only knocking on doors to verify address information
 Do not give your Social Security Number, credit card or banking information to anyone, even if they claim they need it for the U.S Census
 Census workers will not contact you by e-mail, so be on the lookout for e-mail scams impersonating the Census

THIS IS PRETTY BAS IC ADVICE; BUT, IN TODAY’S TIMES, I CAN SEE IT COULD LEAVE AN OPEN DOOR FOR PASSING OUT YOUR PRIVATE INFORMATION.

 WARNING: 2010 Census Cautions from the Better Business Bureau
 
Be Cautious About Giving Info to Census Workers 

     With the U.S. Census process beginning, the Better Business Bureau  (BBB) advises people to be cooperative, but cautious, so as not to  become a victim of fraud or identity theft.

The first phase of the  2010 U.S. Census is under way as workers have begun verifying the  addresses of households across the country. Eventually, more than  140,000 U.S. Census workers will count every person in the United  States and will gather information about every person living at each  add ress including name, age, gender, race, and other relevant data.how do you tell the difference between a U.S. Census worker and a con artist? BBB offers the following advice:U.S. Census worker knocks on your door, they will have a  badge, a handheld device, a Census Bureau canvas bag, and a  confidentiality notice. Ask to see their identification and their  badge before answering their questions.  However, you should never  invite anyone you don’t know into your home.
 
    Census workers are currently only knocking on doors to verify  address information. 
Do not give your Social Security number, credit  card or banking information to anyone, even if they claim they need it  for the U.S. > Census.  
 

     The big question is -

     If a

REMEMBER, NO MATTER WHAT THEY ASK, YOU REALLY ONLY NEED TO TELL THEM HOW MANY PEOPLE LIVE AT YOUR  ADDRESS.
 
  While the Census Bureau might ask for basic financial information,  such as a salary range,
YOU DON’T HAVE TO ANSWER ANYTHING AT ALL ABOUT  YOUR FINANCIAL SITUATION.  The Census Bureau will not ask for Social  Security, bank account, or credit card numbers, nor will employees  solicit donations.  Any one asking for that information is NOT with  the Census Bureau.
 
 
AND REMEMBER, THE CENSUS BUREAU HAS DECIDED NOT TO WORK WITH ACORN ON  GATHERING THIS INFORMATION..  No Acorn worker should approach you  saying he/she is with the Census Bureau.

  Eventually, Census workers may contact you by telephone, mail, or in  person at home. However, the Census Bureau will not contact you by  Email, so be on the lookout for Email scams impersonating the Census.
 
Never click on a link or open any attachments in an Email that  are 
Supposedly from the US. Census Bureau.
& nbsp;
For more advice on avoiding identity theft and fraud, visit  www.BBB.org 
 
PLEASE SHARE THIS INFO WITH FAMILY AND FRIENDS

Editor’s Note: The United States Census is a decennial census mandated by the United States Constitution.[1] The population is enumerated every 10 years and the results are used to allocate Congressional seats (congressional apportionment), electoral votes, and government program funding.[2] 

Sources

  • ^ Constitution of the United States, Article 1, Section 2: “The actual Enumeration shall be made within three Years after the first Meeting of the Congress of the United States, and within every subsequent Term of ten Years, in such Manner as they shall by Law direct.”
  • ^ a bDecennial Census“. American FactFinder. http://factfinder.census.gov/jsp/saff/SAFFInfo.jsp?_pageId=sp4_decennial&_submenuId=. Retrieved 2008-02-24.
  • RADON TRAINING FOR PENNSYLVANIA REAL ESTATE PROFESSIONALS

    Submitted by: Moscow Century 21 Select Group

    GLORIA DiCINDIO, Associate Broker at the Century 21 Select Group Moscow Office recently attended Radon Training at the Ramada Hotel in Clarks Summit on September 16, 2009.   This one-day program was presented by Rutgers University Continuing Professional Education – New Jersey Agricultural Experiment Station and co-sponsored by the Greater Scranton Board of REALTORS®.  Funding was provided by the PA Department of Environmental Protection.

     Radon affects the home buyer, seller, and the real estate agent.  The radon advice you provide as a real estate agent may have risk management and legal repercussions.  This one-day program was designed specifically to help the agent better understand how radon can affect human health and how to manage the role that radon may play in the real estate transfer process.

     “This training provided me with invaluable information about radon.  It alerted me of my responsibilities as a real estate agent on how and when to discuss radon issues with my clients.” stated Gloria. “ 

     Gloria obtained brochures and presentations at the program.  She will be happy to share this information with you.   You can reach her at the office at 570-842-1818 or email her at CountOnGloria@century21.com

    Take a look at her website at www.CountOnGloria.com

    October 2, 2009

    PAR Rules for Social Networking

    Submitted by: Lucille Richmond
    *PAR Electronic Communications and Advertising
    A Legal and Ethical Review

    Facebook isn’t exempt from advertising rules
    Social Media and Networking Sites *
    (Facebook/MySpace/LinkedIn/etc.)

    Is a REALTOR®’s Facebook profile an advertisement or a real estate communication? That answer would have to be determined after looking at the purpose and use of the site, and would ultimately be decided by the State Real Estate Commission or an ethics hearing panel in response to a specific complaint. Although there really is no “case law” to go on at this point, a good rule – using an abundance of caution – would be that if any part of the purpose is to promote the REALTOR®’s professional services or listings, then it is covered by these rules. All of the rules.
    Any real estate communication on these sorts of sites should comply with the relevant rules for websites, including the appropriate inclusion of the broker’s name and phone number, and the licensee’s state(s) of licensure.
    This will need to be accomplished differently for each application depending on the functionality of the site.
    For example, Facebook has a spot under your profile picture to “write something about yourself.” This text field could be filled in with information stating that you are a real estate salesperson who works for XYZ Real Estate and can be reached at the following telephone numbers.
    The law/regulations/Code don’t provide exclusions for using applications that don’t easily accommodate the rules, nor do they recognize an exception based on the claim that “nobody else is doing it.” If you can’t figure out a way to comply with the relevant rules, the safest approach is to not use that medium
    To the extent that you are unsure of the best way to handle compliance in a particular application, be sure to check with your broker and brokerage counsel.

    September 3, 2009

    Social Networking Online vs Live

    Some of my thoughts on Social Networking

    I guess you know how much we are promoting Facebook, Linked-In and internet Social Networking.  For those of us that don’t want to spend our life on the computer, there must be an alternative.  And I am certain you’ve read some real estate articles that talk about getting back to basics. 

    Where does all this fit together? 

    I believe internet social networking may occasionally bring you a buyer or a seller.  It is also something that allows you to do it on off time, at home 

    Then there is physical social networking.  This seems to be something we rarely hear about anymore.  Yet is an integral part of our business, always has been.  

     I have been pondering it and thought back to Brian McCardle when he worked out of the Blakeslee office.  Brian uses the internet minimally and rarely does social networking online.    However, while in the Blakeslee office, Brian was one of our top agents year after year.  (He is still doing well at the Hazleton location) 

    Brian was never at home.  Brian spent little time in the office, usually in the evenings to do paperwork.  And he stopped taking floor time years ago.  

    What is my view of what helped make Brian successful in generating sellers and buyers? 

    He never had coffee from the office. He walked across the street to get a cup and talk to people.  He never brought a lunch or went home for lunch.  He ate out every day, not take out – but someplace where he could sit and talk to people.  If he wasn’t showing houses or listing houses, he was out looking at potential houses, knocking on FSBO doors, driving through neighborhoods, talking to neighbors.  Can you see a pattern here?  He got up, got dressed and went to work.  He didn’t do it once a day, it did it every day.  And he didn’t do it sitting at home or in the office.  

    It is a tough year.  And I would like to suggest that you step up your networking a notch to get out and about and meet people.  

    • Always wear career apparel with the company name or at least the name badge. 
    • Get magnetic car signs.  You never know when you pull into a grocery store if the person parking next to you just found out they have to move and they need a Realtor. 
    • Go to a different store at lease once a week in our marketplace – even if it is just to browse.  The dollar store, CVS, Aharts, Auto Supply Store, anyplace local. Be sure you have a magnetic car sign and a name badge on.
    • At least one or two days a week, Get Up, Get Dressed and Get to Work – your workplace is the marketplace. Drive around to check out houses listed by the competitors – you might see a neighbor you can speak with. See a house that looks vacant, ask the neighbor about it.  
    • Eat lunch out at least once a week, alone or with an associate.  Sit at a counter and speak with people.  Chat and Chew, Da’s Pub, Murphy’s Loft, Terra Cotta, Nick’s Lake House; not a take-out joint and not a private booth. 
    • Continue to do your expired listings and FSBO’s on a daily basis, but maybe know on the FSBO door. 
    • Join a group. Church Groups.  How about a charitable organization.  Business groups or your Realtor Associations.   

    The bottom line is that sitting at home or sitting at your desk in the office is not putting your face in front of enough people.  This is a people business and without people there is no business

    August 26, 2009

    NOTARY PUBLIC SERVICES

    Filed under: Ask the Expert — Tags: , , , , — katrina.christian @ 10:37 pm

    Gloria DiCindioNOTARY PUBLIC SERVICES

     CENTURY 21 Select Group is pleased to announce that Associate Broker Gloria C. DiCindio recently renewed her Notary Public Commission for the State of Pennsylvania.  Gloria’s Notary Public commission enhances our ability to provide our clients with the best service possible.

     DiCindio’s broad range of industry and legal experience allows her to provide the insight, service, and support buyers and sellers alike need to make informed real estate decisions.  Whether she’s helping to stage a home for a showing, finding a buyer for a vacation property or providing notary services, clients know they can always Count On Gloria!    

     Gloria DiCindio considers the CENTURY 21 Select Group Moscow office her professional home.  The office is located at 133 N. Main Street in Moscow.  You can reach her at the office at 570-842-1818.  Gloria’s email address is CountOnGloria@century21.com and take a look at her website at www.CountOnGloria.com.

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